The One Life Financial Planning Process

The purpose of the Discovery Meeting is to provide the opportunity for you to get to know us, ensuring you feel comfortable about what we do and how we do it.It is also an opportunity to establish an outline of your objectives.

Only if you are comfortable, the Discovery Meeting can lead to an immediate detailed discussion about your plans. This is where we gather details about you and try to understand as much as we can about what really matters to you.

Using the information gathered, we take a comprehensive look at the tangible financial elements that make up your life such as your savings, investments, protection arrangements, retirement plans and tax position.

From our analysis we then develop a bespoke financial plan to get you from where you are today to where you want to be in the future. We assess your objectives to determine any ‘gap’ between the goal and the reality. This ‘Gap Analysis’ will enable us to clearly understand the journey you will need to travel in order to achieve your goals and live the life you want.

We will present to you our recommendations and once we have reached agreement with you, we can begin to implement the strategy. This is an important and critical stage and various factors will need to be considered. As some plans may take several weeks to implement, we ensure you are aware of all timescales prior to implementation whilst keeping you informed of progress at all times.

Over time your bespoke financial plan may become out of date, either because economic, tax or external conditions have changed; or your circumstances may simply have moved on. For this reason, we have put together a range of service propositions designed to meet your ongoing needs to enable us to monitor and evaluate progress. At this stage any adjustments or modifications can be made to your plan. We also take the opportunity to revisit our relationship with you to ensure you are completely satisfied with our approach.